Side-by-side · Q2 2026 data
Petefish, Skiles & Co. vs First State Bank and Trust
Metric by metric
| Measure | Petefish, Skiles & Co. | First State Bank and Trust |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 41 | 42 (stronger) |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 88 (stronger) | 86 |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 61st | 53rd |
| Total assets | $501.6M | $509.6M |
| Deposits / shares | $439.8M | $464.3M |
| Capital ratio | 9.12% | 9.25% (stronger) |
| Problem loans | 0.14% (stronger) | 0.44% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.69% (stronger) | 1.65% |
| Loans ÷ deposits | 80.0% | 42.7% (stronger) |
| Uninsured deposits | 9.9% (stronger) | 29.2% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 5.9% |
Petefish, Skiles & Co. has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Petefish, Skiles & Co. leads on 4 and First State Bank and Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.