Side-by-side · Q2 2026 data
Petefish, Skiles & Co. vs Heartland Bank and Trust Company
Metric by metric
| Measure | Petefish, Skiles & Co. | Heartland Bank and Trust Company |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 41 | 69 (stronger) |
| Loan quality | 95 (stronger) | 94 |
| Earnings | 88 (stronger) | 77 |
| Funding & liquidity | 80 (stronger) | 69 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 61st | 90th |
| Total assets | $501.6M | $6.7B |
| Deposits / shares | $439.8M | $5.8B |
| Capital ratio | 9.12% | 11.94% (stronger) |
| Problem loans | 0.14% (stronger) | 0.19% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.69% (stronger) | 1.43% |
| Loans ÷ deposits | 80.0% (stronger) | 81.3% |
| Uninsured deposits | 9.9% (stronger) | 23.9% |
| Offices | 6 | 82 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 17.2% |
Heartland Bank and Trust Company has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Petefish, Skiles & Co. leads on 5 and Heartland Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.