Side-by-side · Q2 2026 data
Petefish, Skiles & Co. vs Vermont State Bank
Metric by metric
| Measure | Petefish, Skiles & Co. | Vermont State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 80 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 61st | 48th |
| Total assets | $501.6M | $31.0M |
| Deposits / shares | $439.8M | $21.0M |
| Capital ratio | 9.12% | 28.17% (stronger) |
| Problem loans | 0.14% (stronger) | 5.08% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.69% | 6.34% (stronger) |
| Loans ÷ deposits | 80.0% | 64.2% (stronger) |
| Uninsured deposits | 9.9% | 5.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | — |
Petefish, Skiles & Co. has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Petefish, Skiles & Co. leads on 3 and Vermont State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.