Side-by-side · Q2 2026 data
Phb Employees Federal Credit Union vs Erie City Employees Federal Credit Union
Credit union
Phb Employees Federal Credit Union
Fairview, Pennsylvania · Under $100 million in assets
Credit union
Erie City Employees Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Phb Employees Federal Credit Union | Erie City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 97 (stronger) |
| Earnings | 64 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 52nd | 87th |
| Total assets | $8.2M | $8.2M |
| Deposits / shares | $6.5M | $6.3M |
| Capital ratio | 20.80% | 22.70% (stronger) |
| Problem loans | 2.05% | 0.10% (stronger) |
| Net charge-offs | 1.15% | -0.29% (stronger) |
| Return on assets | 1.10% | 1.36% (stronger) |
| Loans ÷ deposits | 29.7% (stronger) | 90.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Erie City Employees Federal Credit Union has the higher TellerScore (89 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Phb Employees Federal Credit Union leads on 1 and Erie City Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.