Side-by-side · Q2 2026 data
Phb Employees Federal Credit Union vs U F C W Local 1776 Federal Credit Union
Credit union
Phb Employees Federal Credit Union
Fairview, Pennsylvania · Under $100 million in assets
Credit union
U F C W Local 1776 Federal Credit Union
Plymouth Meetin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Phb Employees Federal Credit Union | U F C W Local 1776 Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 32 | 96 (stronger) |
| Earnings | 64 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 52nd | 70th |
| Total assets | $8.2M | $8.4M |
| Deposits / shares | $6.5M | $7.1M |
| Capital ratio | 20.80% (stronger) | 14.03% |
| Problem loans | 2.05% | 0.12% (stronger) |
| Net charge-offs | 1.15% | 0.87% (stronger) |
| Return on assets | 1.10% (stronger) | 0.64% |
| Loans ÷ deposits | 29.7% (stronger) | 77.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U F C W Local 1776 Federal Credit Union has the higher TellerScore (82 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Phb Employees Federal Credit Union leads on 3 and U F C W Local 1776 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.