Side-by-side · Q2 2026 data
Phelps County Bank vs First Midwest Bank of Dexter
Metric by metric
| Measure | Phelps County Bank | First Midwest Bank of Dexter |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 39 | 60 (stronger) |
| Loan quality | 61 | 74 (stronger) |
| Earnings | 75 | 94 (stronger) |
| Funding & liquidity | 72 (stronger) | 35 |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 20th | 40th |
| Total assets | $621.7M | $652.0M |
| Deposits / shares | $565.5M | $524.4M |
| Capital ratio | 8.88% | 10.97% (stronger) |
| Problem loans | 1.16% | 0.79% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.36% | 1.86% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 106.7% |
| Uninsured deposits | 19.8% (stronger) | 32.0% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
First Midwest Bank of Dexter has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Phelps County Bank leads on 3 and First Midwest Bank of Dexter on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.