Side-by-side · Q2 2026 data
Pheple Federal Credit Union vs VA Pittsburgh Employees Federal Credit Union
Credit union
VA Pittsburgh Employees Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pheple Federal Credit Union | VA Pittsburgh Employees Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 98 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 50 | 98 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 29th | 98th |
| Total assets | $134.0M | $26.8M |
| Deposits / shares | $121.1M | $22.2M |
| Capital ratio | 9.55% | 17.63% (stronger) |
| Problem loans | 0.57% | 0.15% (stronger) |
| Net charge-offs | 0.33% | 0.33% (stronger) |
| Return on assets | 0.76% | 1.95% (stronger) |
| Loans ÷ deposits | 93.4% | 26.6% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 1.9% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
VA Pittsburgh Employees Federal Credit Union has the higher TellerScore (98 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pheple Federal Credit Union leads on 1 and VA Pittsburgh Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.