Side-by-side · Q2 2026 data
Philadelphia Federal Credit Union vs Patriot Federal Credit Union
Credit union
Philadelphia Federal Credit Union
Philadelphia, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Philadelphia Federal Credit Union | Patriot Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 75 (stronger) | 65 |
| Loan quality | 67 | 91 (stronger) |
| Earnings | 46 | 63 (stronger) |
| Funding & liquidity | 89 (stronger) | 78 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 62nd | 79th |
| Total assets | $2.0B | $1.3B |
| Deposits / shares | $1.8B | $1.2B |
| Capital ratio | 12.51% (stronger) | 11.49% |
| Problem loans | 0.99% | 0.26% (stronger) |
| Net charge-offs | 0.56% | 0.29% (stronger) |
| Return on assets | 0.64% | 1.07% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 82.1% |
| Uninsured deposits | 8.2% (stronger) | 11.9% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 39.3% | — |
Patriot Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Philadelphia Federal Credit Union leads on 3 and Patriot Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.