Side-by-side · Q2 2026 data
Philo Exchange Bank vs Brickyard Bank
Metric by metric
| Measure | Philo Exchange Bank | Brickyard Bank |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 60 | 74 (stronger) |
| Funding & liquidity | 90 (stronger) | 38 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 64th | 86th |
| Total assets | $156.6M | $159.0M |
| Deposits / shares | $130.3M | $123.1M |
| Capital ratio | 10.18% | 15.64% (stronger) |
| Problem loans | 0.02% (stronger) | 0.13% |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.35% (stronger) |
| Loans ÷ deposits | 67.6% (stronger) | 96.1% |
| Uninsured deposits | 17.5% (stronger) | 39.0% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brickyard Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Philo Exchange Bank leads on 3 and Brickyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.