Side-by-side · Q2 2026 data
Phoenixville Federal Bank and Trust vs Quaint Oak Bank
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Phoenixville Federal Bank and Trust | Quaint Oak Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 52 |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 58 (stronger) | 42 |
| Earnings | 51 (stronger) | 38 |
| Funding & liquidity | 72 (stronger) | 59 |
| Problem-loan coverage | 85 (stronger) | 73 |
| Peer percentile | 34th | 8th |
| Total assets | $648.0M | $631.5M |
| Deposits / shares | $559.1M | $556.8M |
| Capital ratio | 12.62% (stronger) | 10.91% |
| Problem loans | 1.25% (stronger) | 1.73% |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 0.77% (stronger) | 0.44% |
| Loans ÷ deposits | 88.2% (stronger) | 100.8% |
| Uninsured deposits | 13.9% | 12.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Phoenixville Federal Bank and Trust has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Phoenixville Federal Bank and Trust leads on 6 and Quaint Oak Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.