Side-by-side · Q2 2026 data
Phoenixville Federal Bank and Trust vs Woodlands Bank
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Phoenixville Federal Bank and Trust | Woodlands Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 44 |
| Capital cushion | 76 (stronger) | 39 |
| Loan quality | 58 (stronger) | 11 |
| Earnings | 51 | 67 (stronger) |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 85 (stronger) | 56 |
| Peer percentile | 34th | 4th |
| Total assets | $648.0M | $640.3M |
| Deposits / shares | $559.1M | $574.2M |
| Capital ratio | 12.62% (stronger) | 8.86% |
| Problem loans | 1.25% (stronger) | 2.68% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 0.77% | 1.18% (stronger) |
| Loans ÷ deposits | 88.2% | 78.5% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 24.2% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 4.4% |
Phoenixville Federal Bank and Trust has the higher TellerScore (67 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Phoenixville Federal Bank and Trust leads on 5 and Woodlands Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.