Side-by-side · Q2 2026 data
Pibank, National Association vs U. S. Century Bank
Metric by metric
| Measure | Pibank, National Association | U. S. Century Bank |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 47 | 50 (stronger) |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 1 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 24 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 30th | 53rd |
| Total assets | $2.4B | $3.0B |
| Deposits / shares | $2.1B | $2.5B |
| Capital ratio | 9.71% | 9.97% (stronger) |
| Problem loans | 0.13% | 0.09% (stronger) |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | -0.49% | 1.49% (stronger) |
| Loans ÷ deposits | 53.3% (stronger) | 92.5% |
| Uninsured deposits | 9.9% (stronger) | 54.3% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 1.9% |
U. S. Century Bank has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pibank, National Association leads on 2 and U. S. Century Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.