Side-by-side · Q2 2026 data
Piedmont Federal Savings Bank vs Tcp Credit Union
Metric by metric
| Measure | Piedmont Federal Savings Bank | Tcp Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 59 |
| Earnings | 28 | 33 (stronger) |
| Funding & liquidity | 58 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 86th | 47th |
| Total assets | $1.3B | $15.9M |
| Deposits / shares | $973.7M | $13.1M |
| Capital ratio | 18.60% (stronger) | 17.04% |
| Problem loans | 0.16% (stronger) | 1.23% |
| Net charge-offs | 0.00% (stronger) | 1.04% |
| Return on assets | 0.21% | 0.32% (stronger) |
| Loans ÷ deposits | 93.5% | 75.9% (stronger) |
| Uninsured deposits | 23.2% | 0.4% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Piedmont Federal Savings Bank has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Piedmont Federal Savings Bank leads on 4 and Tcp Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.