Side-by-side · Q2 2026 data
Pilgrim Bank vs Capital Bank
Metric by metric
| Measure | Pilgrim Bank | Capital Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 43 | 88 (stronger) |
| Funding & liquidity | 68 (stronger) | 47 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $714.6M | $689.7M |
| Deposits / shares | $578.4M | $608.7M |
| Capital ratio | 10.21% | 10.81% (stronger) |
| Problem loans | 0.15% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 0.58% | 1.71% (stronger) |
| Loans ÷ deposits | 79.7% (stronger) | 96.1% |
| Uninsured deposits | 26.2% (stronger) | 31.0% |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 18.6% |
Capital Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pilgrim Bank leads on 3 and Capital Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.