Side-by-side · Q2 2026 data
Pillar Bank vs The First National Bank of River Falls
Metric by metric
| Measure | Pillar Bank | The First National Bank of River Falls |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 50 | 51 (stronger) |
| Loan quality | 69 | 87 (stronger) |
| Earnings | 59 | 72 (stronger) |
| Funding & liquidity | 64 | 96 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 22nd | 61st |
| Total assets | $267.0M | $325.3M |
| Deposits / shares | $195.8M | $286.6M |
| Capital ratio | 9.99% | 10.06% (stronger) |
| Problem loans | 0.92% | 0.38% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.01% |
| Return on assets | 0.97% | 1.29% (stronger) |
| Loans ÷ deposits | 79.0% | 57.9% (stronger) |
| Uninsured deposits | 30.6% | 18.8% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 2.5% |
The First National Bank of River Falls has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pillar Bank leads on 1 and The First National Bank of River Falls on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.