Side-by-side · Q2 2026 data
Pineland Bank vs First National Bank of Coffee County
Metric by metric
| Measure | Pineland Bank | First National Bank of Coffee County |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 55 (stronger) | 38 |
| Loan quality | 84 | 92 (stronger) |
| Earnings | 86 (stronger) | 77 |
| Funding & liquidity | 70 (stronger) | 69 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 61st | 43rd |
| Total assets | $597.1M | $547.5M |
| Deposits / shares | $532.6M | $494.7M |
| Capital ratio | 10.48% (stronger) | 8.85% |
| Problem loans | 0.49% | 0.24% (stronger) |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.41% |
| Loans ÷ deposits | 78.2% | 56.3% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 43.2% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Pineland Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Pineland Bank leads on 4 and First National Bank of Coffee County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.