Side-by-side · Q2 2026 data
Pineland Bank vs Fnb South
Metric by metric
| Measure | Pineland Bank | Fnb South |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 61st | 99th |
| Total assets | $597.1M | $734.8M |
| Deposits / shares | $532.6M | $610.4M |
| Capital ratio | 10.48% | 16.24% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 0.08% | -1.45% (stronger) |
| Return on assets | 1.66% | 2.64% (stronger) |
| Loans ÷ deposits | 78.2% (stronger) | 78.9% |
| Uninsured deposits | 26.3% (stronger) | 29.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fnb South has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pineland Bank leads on 2 and Fnb South on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alma, GA
- Baxley, GA
- Douglas, GA