Side-by-side · Q2 2026 data
Pineland Bank vs Peoples Bank & Trust
Metric by metric
| Measure | Pineland Bank | Peoples Bank & Trust |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 55 | 58 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 86 (stronger) | 77 |
| Funding & liquidity | 70 (stronger) | 66 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 61st | 64th |
| Total assets | $597.1M | $563.3M |
| Deposits / shares | $532.6M | $505.0M |
| Capital ratio | 10.48% | 10.81% (stronger) |
| Problem loans | 0.49% | 0.16% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.41% |
| Loans ÷ deposits | 78.2% | 57.9% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 45.5% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank & Trust has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pineland Bank leads on 2 and Peoples Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.