Side-by-side · Q2 2026 data
Pineland Bank vs The Peoples Bank
Metric by metric
| Measure | Pineland Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 86 (stronger) | 49 |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 61st | 53rd |
| Total assets | $597.1M | $109.3M |
| Deposits / shares | $532.6M | $95.2M |
| Capital ratio | 10.48% | 12.45% (stronger) |
| Problem loans | 0.49% (stronger) | 0.89% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.66% (stronger) | 0.71% |
| Loans ÷ deposits | 78.2% | 39.0% (stronger) |
| Uninsured deposits | 26.3% | 21.4% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pineland Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pineland Bank leads on 3 and The Peoples Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.