Side-by-side · Q2 2026 data
Pinellas Federal Credit Union vs Blue Coast Federal Credit Union
Metric by metric
| Measure | Pinellas Federal Credit Union | Blue Coast Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 81 (stronger) | 47 |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 43 | 48 (stronger) |
| Funding & liquidity | 94 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 60th | 37th |
| Total assets | $170.4M | $188.5M |
| Deposits / shares | $147.3M | $167.8M |
| Capital ratio | 13.10% (stronger) | 9.68% |
| Problem loans | 0.92% | 0.46% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.53% |
| Return on assets | 0.57% | 0.71% (stronger) |
| Loans ÷ deposits | 66.6% (stronger) | 82.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinellas Federal Credit Union has the higher TellerScore (73 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Pinellas Federal Credit Union leads on 4 and Blue Coast Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.