Side-by-side · Q2 2026 data
Pinellas Federal Credit Union vs Calhoun Liberty Credit Union
Metric by metric
| Measure | Pinellas Federal Credit Union | Calhoun Liberty Credit Union |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 81 (stronger) | 57 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 43 | 57 (stronger) |
| Funding & liquidity | 94 (stronger) | 74 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 60th | 63rd |
| Total assets | $170.4M | $179.8M |
| Deposits / shares | $147.3M | $151.4M |
| Capital ratio | 13.10% (stronger) | 10.66% |
| Problem loans | 0.92% | 0.01% (stronger) |
| Net charge-offs | 0.34% | 0.13% (stronger) |
| Return on assets | 0.57% | 0.92% (stronger) |
| Loans ÷ deposits | 66.6% (stronger) | 85.9% |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Calhoun Liberty Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pinellas Federal Credit Union leads on 3 and Calhoun Liberty Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.