Side-by-side · Q2 2026 data
Pinnacle Bank vs Adams Bank & Trust
Metric by metric
| Measure | Pinnacle Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 49 | 91 (stronger) |
| Loan quality | 98 (stronger) | 82 |
| Earnings | 79 (stronger) | 73 |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 74th | 93rd |
| Total assets | $9.2B | $1.3B |
| Deposits / shares | $8.1B | $1.1B |
| Capital ratio | 9.92% | 14.11% (stronger) |
| Problem loans | 0.07% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.49% (stronger) | 1.32% |
| Loans ÷ deposits | 83.0% | 82.4% (stronger) |
| Uninsured deposits | 30.9% | 23.0% (stronger) |
| Offices | 64 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 3 and Adams Bank & Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grant, NE
- Imperial, NE
- Ogallala, NE