Side-by-side · Q2 2026 data
Pinnacle Bank vs Horizon Bank
Metric by metric
| Measure | Pinnacle Bank | Horizon Bank |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 49 | 90 (stronger) |
| Loan quality | 98 (stronger) | 85 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 60 (stronger) | 59 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 74th | 91st |
| Total assets | $9.2B | $574.3M |
| Deposits / shares | $8.1B | $474.9M |
| Capital ratio | 9.92% | 13.96% (stronger) |
| Problem loans | 0.07% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.49% | 2.95% (stronger) |
| Loans ÷ deposits | 83.0% (stronger) | 84.0% |
| Uninsured deposits | 30.9% | 30.8% (stronger) |
| Offices | 64 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Horizon Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 3 and Horizon Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mccook, NE
- Springfield, NE
- Waverly, NE