Side-by-side · Q2 2026 data
Pinnacle Bank vs American Momentum Bank
Metric by metric
| Measure | Pinnacle Bank | American Momentum Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 57 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 76 (stronger) | 71 |
| Funding & liquidity | 64 (stronger) | 34 |
| Problem-loan coverage | 81 (stronger) | 76 |
| Peer percentile | 77th | 16th |
| Total assets | $2.7B | $2.8B |
| Deposits / shares | $2.3B | $2.2B |
| Capital ratio | 10.93% | 19.24% (stronger) |
| Problem loans | 0.13% (stronger) | 3.52% |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 1.41% (stronger) | 1.27% |
| Loans ÷ deposits | 80.7% (stronger) | 90.3% |
| Uninsured deposits | 29.6% (stronger) | 47.5% |
| Offices | 26 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Pinnacle Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 6 and American Momentum Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.