Side-by-side · Q2 2026 data
Pinnacle Bank vs West Texas National Bank
Metric by metric
| Measure | Pinnacle Bank | West Texas National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 59 (stronger) | 55 |
| Loan quality | 96 (stronger) | 44 |
| Earnings | 76 | 84 (stronger) |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 81 | 81 |
| Peer percentile | 77th | 21st |
| Total assets | $2.7B | $2.9B |
| Deposits / shares | $2.3B | $2.6B |
| Capital ratio | 10.93% (stronger) | 10.52% |
| Problem loans | 0.13% (stronger) | 1.67% |
| Net charge-offs | 0.01% (stronger) | 0.86% |
| Return on assets | 1.41% | 1.59% (stronger) |
| Loans ÷ deposits | 80.7% | 57.4% (stronger) |
| Uninsured deposits | 29.6% (stronger) | 64.1% |
| Offices | 26 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 20.5% |
Pinnacle Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 5 and West Texas National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.