Side-by-side · Q2 2026 data
Pinnacle Bank vs Lennox Employees Credit Union
Metric by metric
| Measure | Pinnacle Bank | Lennox Employees Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 55 |
| Capital cushion | 97 (stronger) | 36 |
| Loan quality | 75 (stronger) | 70 |
| Earnings | 89 (stronger) | 19 |
| Funding & liquidity | 57 | 96 (stronger) |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 82nd | 15th |
| Total assets | $324.4M | $73.4M |
| Deposits / shares | $268.2M | $66.7M |
| Capital ratio | 14.66% (stronger) | 8.55% |
| Problem loans | 0.75% (stronger) | 0.89% |
| Net charge-offs | 0.23% (stronger) | 0.62% |
| Return on assets | 1.72% (stronger) | -0.04% |
| Loans ÷ deposits | 77.5% | 64.2% (stronger) |
| Uninsured deposits | 38.1% | 4.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinnacle Bank has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 5 and Lennox Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.