Side-by-side · Q2 2026 data
Pinnacle Bank vs PeoplesTrust Bank
Metric by metric
| Measure | Pinnacle Bank | PeoplesTrust Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 63 (stronger) | 61 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 64 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 64th | 53rd |
| Total assets | $384.5M | $201.2M |
| Deposits / shares | $355.0M | $177.6M |
| Capital ratio | 11.30% (stronger) | 11.11% |
| Problem loans | 0.02% (stronger) | 0.45% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.15% (stronger) | 1.08% |
| Loans ÷ deposits | 37.8% (stronger) | 74.1% |
| Uninsured deposits | 48.0% | 22.9% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
Pinnacle Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 5 and PeoplesTrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.