Side-by-side · Q2 2026 data
Pinnacle Bank, Inc. vs Commonwealth Federal Credit Union
Metric by metric
| Measure | Pinnacle Bank, Inc. | Commonwealth Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 42 | 71 (stronger) |
| Earnings | 37 | 82 (stronger) |
| Funding & liquidity | 70 | 76 (stronger) |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 30th | 70th |
| Total assets | $57.9M | $2.9B |
| Deposits / shares | $46.8M | $2.6B |
| Capital ratio | 15.67% (stronger) | 11.26% |
| Problem loans | 1.74% | 0.87% (stronger) |
| Net charge-offs | 0.97% | 0.94% (stronger) |
| Return on assets | 0.43% | 1.55% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 84.1% |
| Uninsured deposits | 25.3% | 7.5% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commonwealth Federal Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank, Inc. leads on 2 and Commonwealth Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.