Side-by-side · Q2 2026 data
Pinnacle Bank - Wyoming vs Meridian Trust Federal Credit Union
Metric by metric
| Measure | Pinnacle Bank - Wyoming | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 57 | 79 (stronger) |
| Loan quality | 91 (stronger) | 73 |
| Earnings | 87 (stronger) | 58 |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 83rd | 63rd |
| Total assets | $1.3B | $730.5M |
| Deposits / shares | $1.2B | $627.7M |
| Capital ratio | 10.69% | 12.92% (stronger) |
| Problem loans | 0.26% (stronger) | 0.82% |
| Net charge-offs | 0.01% (stronger) | 0.29% |
| Return on assets | 1.67% (stronger) | 0.95% |
| Loans ÷ deposits | 79.2% (stronger) | 84.6% |
| Uninsured deposits | 25.9% | 5.5% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 22.8% |
Pinnacle Bank - Wyoming has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank - Wyoming leads on 5 and Meridian Trust Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.