Side-by-side · Q2 2026 data
Pinnacle Bank - Wyoming vs Stagepoint Federal Credit Union
Metric by metric
| Measure | Pinnacle Bank - Wyoming | Stagepoint Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 57 (stronger) | 35 |
| Loan quality | 91 | 95 (stronger) |
| Earnings | 87 (stronger) | 42 |
| Funding & liquidity | 69 (stronger) | 67 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 83rd | 26th |
| Total assets | $1.3B | $131.0M |
| Deposits / shares | $1.2B | $119.6M |
| Capital ratio | 10.69% (stronger) | 8.49% |
| Problem loans | 0.26% | 0.14% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.87% |
| Return on assets | 1.67% (stronger) | 0.55% |
| Loans ÷ deposits | 79.2% (stronger) | 93.0% |
| Uninsured deposits | 25.9% | 7.5% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 12.5% |
Pinnacle Bank - Wyoming has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank - Wyoming leads on 5 and Stagepoint Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.