Side-by-side · Q2 2026 data
Pioneer Bank & Trust vs Black Hills Community Bank, N.A.
Metric by metric
| Measure | Pioneer Bank & Trust | Black Hills Community Bank, N.A. |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 66 | 74 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 80 | 89 (stronger) |
| Funding & liquidity | 75 (stronger) | 42 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 91st | 80th |
| Total assets | $1.0B | $489.7M |
| Deposits / shares | $896.5M | $430.4M |
| Capital ratio | 11.61% | 12.44% (stronger) |
| Problem loans | 0.14% | 0.00% (stronger) |
| Net charge-offs | 0.13% | -0.09% (stronger) |
| Return on assets | 1.50% | 1.71% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 85.7% |
| Uninsured deposits | 37.0% (stronger) | 44.6% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Pioneer Bank & Trust leads on 2 and Black Hills Community Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.