Side-by-side · Q2 2026 data
Pioneer Bank & Trust vs First Savings Bank
Metric by metric
| Measure | Pioneer Bank & Trust | First Savings Bank |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 38 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 91st | 94th |
| Total assets | $1.0B | $1.6B |
| Deposits / shares | $896.5M | $1.3B |
| Capital ratio | 11.61% | 19.25% (stronger) |
| Problem loans | 0.14% (stronger) | 0.90% |
| Net charge-offs | 0.13% (stronger) | 4.08% |
| Return on assets | 1.50% | 2.61% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 89.6% |
| Uninsured deposits | 37.0% (stronger) | 44.2% |
| Offices | 6 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank & Trust leads on 4 and First Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.