Side-by-side · Q2 2026 data
Pioneer Bank vs Atlantic Union Bank
Metric by metric
| Measure | Pioneer Bank | Atlantic Union Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 70 (stronger) | 64 |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 53 (stronger) | 44 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 83rd |
| Total assets | $371.8M | $38.0B |
| Deposits / shares | $296.2M | $30.6B |
| Capital ratio | 11.96% (stronger) | 11.45% |
| Problem loans | 0.03% (stronger) | 0.50% |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 2.81% (stronger) | 1.62% |
| Loans ÷ deposits | 97.1% | 92.9% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 36.4% |
| Offices | 6 | 177 |
| CFPB complaints (3 yrs) | — | 132 |
| Complaints per $1B deposits | — | 4.3 |
| Mortgage denial rate (HMDA) | 14.7% | 23.3% |
Pioneer Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 6 and Atlantic Union Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.