Side-by-side · Q2 2026 data
Pioneer Bank vs City National Bank of West Virginia
Metric by metric
| Measure | Pioneer Bank | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 70 (stronger) | 46 |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 53 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 86th | 86th |
| Total assets | $371.8M | $6.8B |
| Deposits / shares | $296.2M | $5.4B |
| Capital ratio | 11.96% (stronger) | 9.65% |
| Problem loans | 0.03% (stronger) | 0.22% |
| Net charge-offs | -0.04% (stronger) | 0.05% |
| Return on assets | 2.81% (stronger) | 1.96% |
| Loans ÷ deposits | 97.1% | 82.7% (stronger) |
| Uninsured deposits | 24.3% | 16.7% (stronger) |
| Offices | 6 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 27.3% |
Pioneer Bank has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 5 and City National Bank of West Virginia on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.