Side-by-side · Q2 2026 data
Pioneer Bank vs Mosaic Federal Credit Union
Metric by metric
| Measure | Pioneer Bank | Mosaic Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 39 |
| Capital cushion | 70 (stronger) | 34 |
| Loan quality | 99 (stronger) | 26 |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 53 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 61 |
| Peer percentile | 86th | 3rd |
| Total assets | $371.8M | $8.8M |
| Deposits / shares | $296.2M | $8.0M |
| Capital ratio | 11.96% (stronger) | 8.39% |
| Problem loans | 0.03% (stronger) | 2.21% |
| Net charge-offs | -0.04% (stronger) | 0.77% |
| Return on assets | 2.81% (stronger) | 0.02% |
| Loans ÷ deposits | 97.1% | 80.6% (stronger) |
| Uninsured deposits | 24.3% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Pioneer Bank has the higher TellerScore (84 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 5 and Mosaic Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.