Side-by-side · Q2 2026 data
Pioneer Bank, National Association vs Shinhan Bank America
Metric by metric
| Measure | Pioneer Bank, National Association | Shinhan Bank America |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 50 | 75 (stronger) |
| Loan quality | 84 (stronger) | 81 |
| Earnings | 50 (stronger) | 45 |
| Funding & liquidity | 41 (stronger) | 26 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 27th | 36th |
| Total assets | $2.3B | $2.2B |
| Deposits / shares | $2.0B | $1.9B |
| Capital ratio | 9.97% | 12.47% (stronger) |
| Problem loans | 0.48% (stronger) | 0.57% |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 0.74% (stronger) | 0.61% |
| Loans ÷ deposits | 93.1% (stronger) | 93.4% |
| Uninsured deposits | 39.0% (stronger) | 52.0% |
| Offices | 22 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.6% | — |
Shinhan Bank America has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank, National Association leads on 4 and Shinhan Bank America on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.