Side-by-side · Q2 2026 data
Pioneer Federal Credit Union vs Trugrocer Federal Credit Union
Metric by metric
| Measure | Pioneer Federal Credit Union | Trugrocer Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 64 | 73 (stronger) |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 21st | 60th |
| Total assets | $744.0M | $320.1M |
| Deposits / shares | $672.4M | $267.8M |
| Capital ratio | 9.98% | 16.03% (stronger) |
| Problem loans | 1.08% | 0.81% (stronger) |
| Net charge-offs | 0.57% | 0.26% (stronger) |
| Return on assets | 0.58% (stronger) | -0.85% |
| Loans ÷ deposits | 76.9% | 57.3% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 9.0% |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | 12.5% |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Federal Credit Union leads on 2 and Trugrocer Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.