Side-by-side · Q2 2026 data
Pioneer State Bank vs Bank of Bozeman
Metric by metric
| Measure | Pioneer State Bank | Bank of Bozeman |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 0 | 54 (stronger) |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 43rd | 37th |
| Total assets | $133.5M | $108.4M |
| Deposits / shares | $100.5M | $96.4M |
| Capital ratio | 16.80% (stronger) | 10.20% |
| Problem loans | 0.59% | 0.39% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | -2.15% | 0.84% (stronger) |
| Loans ÷ deposits | 91.8% | 81.0% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 24.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pioneer State Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pioneer State Bank leads on 3 and Bank of Bozeman on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.