Side-by-side · Q2 2026 data
Pioneer Trust Bank, National Association vs People's Bank of Commerce
Metric by metric
| Measure | Pioneer Trust Bank, National Association | People's Bank of Commerce |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 56 | 70 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 54 (stronger) | 48 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $712.5M | $776.7M |
| Deposits / shares | $602.2M | $618.2M |
| Capital ratio | 15.26% | 15.33% (stronger) |
| Problem loans | 1.32% | 0.90% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 2.56% (stronger) | 1.34% |
| Loans ÷ deposits | 84.0% (stronger) | 95.9% |
| Uninsured deposits | 35.4% | 29.2% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pioneer Trust Bank, National Association has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Trust Bank, National Association leads on 4 and People's Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.