Side-by-side · Q2 2026 data
Plains State Bank vs Bank of the West
Metric by metric
| Measure | Plains State Bank | Bank of the West |
|---|---|---|
| TellerScore | 59 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 86 (stronger) | 84 |
| Funding & liquidity | 36 | 52 (stronger) |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 17th | 57th |
| Total assets | $828.4M | $829.8M |
| Deposits / shares | $685.8M | $747.1M |
| Capital ratio | 16.47% (stronger) | 9.66% |
| Problem loans | 4.41% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.64% (stronger) | 1.60% |
| Loans ÷ deposits | 89.2% | 66.7% (stronger) |
| Uninsured deposits | 46.8% (stronger) | 52.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of the West has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Plains State Bank leads on 3 and Bank of the West on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.