Side-by-side · Q2 2026 data
PlainsCapital Bank vs International Bank of Commerce
Metric by metric
| Measure | PlainsCapital Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 57 | 69 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 66 (stronger) | 26 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 31 (stronger) | 25 |
| Problem-loan coverage | 86 (stronger) | 85 |
| Peer percentile | 17th | 69th |
| Total assets | $12.7B | $10.2B |
| Deposits / shares | $10.7B | $6.6B |
| Capital ratio | 9.73% | 19.02% (stronger) |
| Problem loans | 1.03% (stronger) | 2.21% |
| Net charge-offs | 0.17% | 0.03% (stronger) |
| Return on assets | 1.11% | 2.82% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 107.3% |
| Uninsured deposits | 53.9% | 40.2% (stronger) |
| Offices | 54 | 72 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
International Bank of Commerce has the higher TellerScore (69 vs 57). On the 7 directional measures above (where higher or lower is clearly better), PlainsCapital Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.