Side-by-side · Q2 2026 data
PlainsCapital Bank vs NexBank
Metric by metric
| Measure | PlainsCapital Bank | NexBank |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 47 (stronger) | 41 |
| Loan quality | 66 (stronger) | 51 |
| Earnings | 65 (stronger) | 62 |
| Funding & liquidity | 31 | 76 (stronger) |
| Problem-loan coverage | 86 (stronger) | 71 |
| Peer percentile | 17th | 15th |
| Total assets | $12.7B | $14.2B |
| Deposits / shares | $10.7B | $11.0B |
| Capital ratio | 9.73% (stronger) | 9.07% |
| Problem loans | 1.03% (stronger) | 1.47% |
| Net charge-offs | 0.17% | 0.06% (stronger) |
| Return on assets | 1.11% (stronger) | 1.05% |
| Loans ÷ deposits | 86.2% | 84.2% (stronger) |
| Uninsured deposits | 53.9% | 13.0% (stronger) |
| Offices | 54 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 13.1% |
PlainsCapital Bank has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), PlainsCapital Bank leads on 4 and NexBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.