Side-by-side · Q2 2026 data
Planters Bank & Trust Company vs District 58 Federal Credit Union
Metric by metric
| Measure | Planters Bank & Trust Company | District 58 Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 80 | 84 (stronger) |
| Earnings | 73 (stronger) | 41 |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 63rd | 65th |
| Total assets | $2.7B | $6.1M |
| Deposits / shares | $2.3B | $5.1M |
| Capital ratio | 11.19% | 16.18% (stronger) |
| Problem loans | 0.61% | 0.48% (stronger) |
| Net charge-offs | 0.25% | -0.08% (stronger) |
| Return on assets | 1.32% (stronger) | 0.53% |
| Loans ÷ deposits | 78.3% (stronger) | 86.2% |
| Uninsured deposits | 38.8% | 0.0% (stronger) |
| Offices | 29 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
District 58 Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters Bank & Trust Company leads on 2 and District 58 Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.