Side-by-side · Q2 2026 data
Planters Bank & Trust Company vs Mutual Federal Credit Union
Metric by metric
| Measure | Planters Bank & Trust Company | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 62 | 90 (stronger) |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 73 | 88 (stronger) |
| Funding & liquidity | 55 | 96 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 63rd | 86th |
| Total assets | $2.7B | $528.5M |
| Deposits / shares | $2.3B | $458.9M |
| Capital ratio | 11.19% | 13.98% (stronger) |
| Problem loans | 0.61% (stronger) | 1.08% |
| Net charge-offs | 0.25% (stronger) | 0.85% |
| Return on assets | 1.32% | 1.69% (stronger) |
| Loans ÷ deposits | 78.3% | 64.1% (stronger) |
| Uninsured deposits | 38.8% | 5.4% (stronger) |
| Offices | 29 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters Bank & Trust Company leads on 2 and Mutual Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.