Side-by-side · Q2 2026 data
Planters Bank & Trust Company vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | Planters Bank & Trust Company | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 62 (stronger) | 41 |
| Loan quality | 80 | 84 (stronger) |
| Earnings | 73 (stronger) | 52 |
| Funding & liquidity | 55 | 92 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 63rd | 40th |
| Total assets | $2.7B | $1.6B |
| Deposits / shares | $2.3B | $1.3B |
| Capital ratio | 11.19% (stronger) | 9.11% |
| Problem loans | 0.61% | 0.47% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.29% |
| Return on assets | 1.32% (stronger) | 0.80% |
| Loans ÷ deposits | 78.3% | 67.1% (stronger) |
| Uninsured deposits | 38.8% | 16.6% (stronger) |
| Offices | 29 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Planters Bank & Trust Company has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Planters Bank & Trust Company leads on 4 and The Citizens Bank of Philadelphia, Mississippi on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.