Side-by-side · Q2 2026 data
Planters Bank, Inc. vs United Community Bank of West Kentucky, Inc.
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Planters Bank, Inc. | United Community Bank of West Kentucky, Inc. |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 74 (stronger) | 60 |
| Loan quality | 96 | 96 |
| Earnings | 71 | 81 (stronger) |
| Funding & liquidity | 49 | 66 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 83rd | 72nd |
| Total assets | $2.0B | $524.9M |
| Deposits / shares | $1.7B | $447.1M |
| Capital ratio | 12.45% (stronger) | 11.01% |
| Problem loans | 0.11% | 0.11% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.28% | 1.53% (stronger) |
| Loans ÷ deposits | 84.7% | 73.0% (stronger) |
| Uninsured deposits | 38.7% | 34.4% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
United Community Bank of West Kentucky, Inc. has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Planters Bank, Inc. leads on 1 and United Community Bank of West Kentucky, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sebree, KY
- Sturgis, KY