Side-by-side · Q2 2026 data
Planters First Bank vs American Commerce Bank, National Association
Metric by metric
| Measure | Planters First Bank | American Commerce Bank, National Association |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 53 (stronger) | 1 |
| Earnings | 87 | 91 (stronger) |
| Funding & liquidity | 78 (stronger) | 51 |
| Problem-loan coverage | 82 (stronger) | 73 |
| Peer percentile | 37th | 24th |
| Total assets | $485.7M | $495.7M |
| Deposits / shares | $439.8M | $392.1M |
| Capital ratio | 10.71% | 17.09% (stronger) |
| Problem loans | 1.41% (stronger) | 2.98% |
| Net charge-offs | 0.17% | 0.09% (stronger) |
| Return on assets | 1.68% | 1.79% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 102.4% |
| Uninsured deposits | 26.1% | 21.4% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Planters First Bank has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 3 and American Commerce Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.