Side-by-side · Q2 2026 data
Planters First Bank vs Citizens Bank of Americus
Metric by metric
| Measure | Planters First Bank | Citizens Bank of Americus |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 57 (stronger) | 53 |
| Loan quality | 53 | 97 (stronger) |
| Earnings | 87 (stronger) | 83 |
| Funding & liquidity | 78 (stronger) | 72 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $485.7M | $511.1M |
| Deposits / shares | $439.8M | $453.9M |
| Capital ratio | 10.71% (stronger) | 10.25% |
| Problem loans | 1.41% | 0.09% (stronger) |
| Net charge-offs | 0.17% | -0.02% (stronger) |
| Return on assets | 1.68% (stronger) | 1.58% |
| Loans ÷ deposits | 69.3% | 58.8% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 40.4% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Citizens Bank of Americus has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 3 and Citizens Bank of Americus on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.