Side-by-side · Q2 2026 data
Planters First Bank vs First State Bank
Metric by metric
| Measure | Planters First Bank | First State Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 53 | 89 (stronger) |
| Earnings | 87 | 93 (stronger) |
| Funding & liquidity | 78 (stronger) | 67 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $485.7M | $512.7M |
| Deposits / shares | $439.8M | $444.8M |
| Capital ratio | 10.71% (stronger) | 10.53% |
| Problem loans | 1.41% | 0.32% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 1.68% | 1.84% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 93.5% |
| Uninsured deposits | 26.1% | 14.6% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 0.6% |
First State Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.