Side-by-side · Q2 2026 data
Planters First Bank vs South Georgia Banking Company
Metric by metric
| Measure | Planters First Bank | South Georgia Banking Company |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 57 | 89 (stronger) |
| Loan quality | 53 | 82 (stronger) |
| Earnings | 87 (stronger) | 85 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 37th | 88th |
| Total assets | $485.7M | $570.1M |
| Deposits / shares | $439.8M | $487.6M |
| Capital ratio | 10.71% | 13.86% (stronger) |
| Problem loans | 1.41% | 0.55% (stronger) |
| Net charge-offs | 0.17% | 0.06% (stronger) |
| Return on assets | 1.68% (stronger) | 1.63% |
| Loans ÷ deposits | 69.3% (stronger) | 80.9% |
| Uninsured deposits | 26.1% | 18.6% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 6.6% |
South Georgia Banking Company has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 2 and South Georgia Banking Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cordele, GA